2010.03.09 18:57:10

kolson

Straight from the New York Times...

In an effort to end the foreclosure crisis, the Obama administration has been trying to keep defaulting owners in their homes. Now it will take a new approach: paying some of them to leave.

This latest program, which will allow owners to sell for less than they owe and will give them a little cash to speed them on their way, is one of the administration’s most aggressive attempts to grapple with a problem that has defied solutions.

Read More...

Ready to put your house on the market?  Call Kim Olson 303.917.6402 or email This e-mail address is being protected from spambots. You need JavaScript enabled to view it

2010.03.06 00:47:25

Roxy

Everything Flows Through Love

I want to share a personal shift that I have experienced.

Up until my car accident of 2005 I received attention and self fulfillment through athletic achievements.  When I was forced to discontinue athletics I felt lost.  My heart was closed.  I did not share love nor was I open to receive it.

After having attended the Vision seminars, awareness and openness for life’s possibilities came over me.  I am now able to dream, love, and to forgive.  $32K was erased from my debt due to forgiveness, and love, hugs, sharing smiles and dreams manifested into my life.

I have experienced an emotional high since having opened up my heart.  I am now able to release my love and receive love.  Everything is happening so quickly I often can’t keep up with my emotions.  Can I give too much love?  Can I receive too much love?

The feeling of energy and love in hugs is amazing.  Every time I see every one of you I want to give you a big hug because it feels so empowering and everyone is so receptive.  I had not known for a long time the power a hug can give.

I wish to share a couple of examples on the act of giving small gifts of love:

On Wednesday I went to the health club and gave to a young lady behind the counter a piece of chocolate (for those with wandering minds this young lady is married).  Every time I enter the health club she always greets me with a special smile and hello.  So consequently I gave her a piece of chocolate to express my appreciation of her kindness.  She said:  "Thank you very much.  These last few days have been really hard for me and you just made my day."

If this simple act of expression of love can make her day - imagine all the other hearts one can touch with love and kindness.

I remember visiting the Senior home and seeing the love expressed when I shared my chocolate and conversations with them on Valentine’s day.

What I am finding out is that everyone is special and I have the opportunity to let them all know that.

The love expressed in these examples is unconditional love.  No expectations.  The young lady having said I made her day made my day.

In summary, my realization:

• Everything flows through love.
• Love generously with no expectations.
• Receive love graciously with no expectations.

I want to thank everyone here for enabling me to be able to open up my heart and to again experience what love feels like.  I now realize how much I have missed it.

Thank you for letting me share this personal revelation.

I WANT TO GO TO VISION

March 12th - 14th...Denver Colorado...Come see what all the BUZZ is about.

Want more information?   This e-mail address is being protected from spambots. You need JavaScript enabled to view it

2010.03.06 00:20:06

Roxy

Quick Facts.... Unemployment rate fell from 10.0 to 9.7 percent in January 2010

Metro Denver had the third largest gain in home values among cities nationwide in 2009 through November, with a $10.7 billion increase.*

*Based on information from Zillow.com

 

2010.03.05 23:33:40

kolson

I’m getting a lot of questions about the Denver county tax credit. It allows the homeowner to write off 20% of their annual interest each year for as long as they are in the house. So, we are talking about thousands and thousands of dollars! Any first time buyer in Denver county can take advantage of this and also receive the $8,000 fed tax credit. The program is good through December 31^st 2011 or until the 31 million runs out.

Here is a link that should answer any other questions:

http://www.milehigh.com/housing/for-sale/mcc-program

 

If not, ask me and if I don’t know I will call the county and ask.

Thanks!

Kevin Green

Sr. Loan Advisor

American Liberty Mortgage

303-458-3778 Ext 217

303-433-4904 Fax

720-982-9918 Cell

This e-mail address is being protected from spambots. You need JavaScript enabled to view it

www.almortgageinc.com

 

2010.03.05 23:15:12

Roxy

New Underwriting Guidelines effective 3/01/2010 - - JUST A JOKE (for now...)

* All Borrowers' Birth Certificate will be required with Pictures taken in the hospital with medical staff.

Birth certificate with a live home delivery will not be eligible for first time home buyers.

* Marriage certificate with bridal dress will be required if both husband and wife are required

to qualify for the loan

* GFE will not require signature but will require blood sampling from a recognized institution

within three days of application

* DNA test will be performed at closing to avoid any ARM length transaction.

Loan funding will be contingent upon satisfactory receipt of DNA results.

* Verification of deposit will be acceptable only if Bank representative is present at the closing.

* Copy of Pay stubs and W2 will only be acceptable through IRS only with a wax sealed envelope

mailed directly to the lender.

* 7 Witnesses from neighborhood will be required as proof of primary residence in case

Borrower owns more than 1 property.

* All appraisers will be required to use Mask and ear plugs at the time of inspection to avoid

any personal influence by the Borrower for the appraised value.

 

* In order to correctly calculate DTI and true house running ratio a list of Grocery items, monthly usage

and brand names will be required with receipts and projected 12 months consumption chart.

* Closing will not occur without loan officer presence at settlement and Loan officer picture will be

taken at the closing in a Mug shot format with loan number.

Picture should meet standard guideline of 2 X 2 inch in color format with one facing and one side view.

* Loan officer picture will be attached to the Deed and note and will be made available for general public

and security agencies in case Borrower defaults on the loan.

 

2010.03.02 23:49:29

kolson

Do you ever get that feeling that "something just isn't right" in your life...maybe everything & everyone you encounter is surrounded with DRAMA...why is that?

Come to Vision March 12-14th and get some clarity...some understanding...the seminar is BY DONATION...so you pay what's it's worth to you...

Are you ready to attend...you can email directly at This e-mail address is being protected from spambots. You need JavaScript enabled to view it with your name, phone number and email...or click on the link just below...

I WANT TO GO!

Eventful

Video

Denver Colorado | Family Development | Relationship development | Personal Growth | Vision Seminar

2009.11.19 04:37:19

kolson

Tell them Kim Olson sent ya…see you there!

Thursday December 3^rd from 4-7pm…Join us for wine & cheese! Free consults with our Medical Director, Aestheticians and product representatives.

Get your questions answered on how modern medical aesthetics can bring your natural beauty.

There will be drawing for FREE prizes and special discounts on all our medical aesthetic procedures and products!!

Botox Cosmetic™ Melanage™ Peel

Dermal Fillers Société

Image Obagi

Laser Hair & Vein Removal

Laser Skin Rejuvenation

BIO Aesthetics

Skin Enhancement & Rejuvenation, LLC

9233 Park Meadows Drive (next to Panera)

Lone Tree, CO 80124

www.skinbioaesthetics.com Call for details 303.468.9688

Lone Tree Colorado | BIOAesthetics | botox | Vein removal | skin rejuvenation | Laser hair removal | Cosmetic Consultation

2009.11.18 21:16:49

kolson

 

R E A L T O R   N E W S    | R E A L T O R   N E W S | R E A L T O R   N E W S

Winter Welcome "Light the Town" November 20th - 6 - 9 pm   Join us at the Stapleton Winter Welcome as we Light the Town for the holidays on November 20th from 6:00 to 9:00 pm.  Stapleton's 29th Avenue Town Center will be bustling with activities and retailers will have their holiday goodies on display.  Plan to have dinner at one of the many dining establishments and don't forget to pick up your 2010 Dogs of Stapleton Calendar at the old Visitor Center location (7480 E. 29th Avenue), where you may just get to meet one of the "stars" of the calendar.   View calendar contestants here.   Stapleton Schools Update DPS presentation to the Stapleton community   Recommended solutions to expanding the capacity at Stapleton's schools were presented to Stapleton residents on November 10, 2009.  The Denver school board will vote on these recommendations on November 20th.  Click here to see DPS' presentation.       Homebuyer Tax Credit Extension Through April 30, 2010   Congress has extended and expanded the homebuyer tax credit through April 30, 2010, and the expansion  tax credit now includes homebuyers who are selling their current home and buying a new home.  For the 2010 rules published by the National Association of Realtors, please click here .  Stapleton builders have inventory that meet the requirement of closing by April 30, 2010 for first-time homebuyers or July 1, 2010 for previous homeowners (as long as a binding contract to purchase is in effect by April 30, 2010).     Stapleton Announces Funding for I-70 Interchange Project   Stapleton welcomes the much needed I-70 interchange thanks to a partnership between the state of Colorado, the city of Denver and Forest City Enterprises to leverage stimulus money to fund the project. More info to come. Click here to read more about the funding sources. The Architect Collection by Harvard Communities Close out, Only four homes remain! Time is running out to discover a whole new hue of semi-custom residences that are both solar-powered and style-infused. Only four Architect Collection homes remain in Stapleton - ever! • Now From the Low $600s • 3-4 Bedrooms, 3.5 Baths • 2,730 to 3,389 Square Feet • Only Four homes remain To find out more the Architect Collection please visit the model and sales office located in the Central Park North Neighborhood at 9126 E. 35th Ave. Open Sunday noon - 5 pm, Monday noon to 5 pm and Tuesday through Saturday 10 am to 5 pm.       New Town Builders Solaris Collection Seven New Floor Plans   New Town Builders Now Empowered with Solar and announcing "Solaris"; a collection of seven all new floor plans, models under construction. Solaris leads the way in energy efficient homes with Standard Solar Photovoltaic.  Solaris offers floors plans with varied life styles in mind, filled with things like, great-great rooms, chef's kitchens, laundry centers, home concierges, sun rooms, oversized garages, up to six bedrooms, and more.  Visit our sales office to see the best new home designs in Stapleton, Solaris Collection by New Town Builders. Starting from $390's to $450's Offering 3 to 6 bedrooms at 1900 to 3300 Sq. Ft. Office and models at 8997 35TH Ave., Denver Tues - Saturday 10am to 5pm Sunday/Monday 12pm to 5pm Contact Kim Olson This e-mail address is being protected from spambots. You need JavaScript enabled to view it or 303.917.6402

Stapleton | Denver Colorado | Homes for sale | real estate in Denver | Denver real estate | new homes in Stapleton | builders in Stapleton

2009.11.12 01:08:42

kolson

Brows Salon | Manicure specials | Pedicure specials | Denver Colorado

2009.11.12 01:05:57

kolson

cat-eyes | eye make-up tricks | eyebrow waxing | eyebrow techniques | Denver Salons | Salons in Denver

2009.10.26 07:21:26

kolson

You're Invited to the Gino Velardi Fashion Show & After Party!

• Fri Nov 13th  |  7pm  |  East Club Level  |  INVESCO Field at Mile High
• Benefits Dress for Success Denver
• Gino Velardi's 1st fashion show since suffering a stroke in 2006 – he’s back!
• Gino Velardi is a Denver native and self taught fashion designer
• 100 designs – cocktail dresses, gowns, suits and coats
• 152’ Runway, 25 models, 8 photographers
• Gino Velardi is the Fashion Group Intl 2007 Rising Star Award winner and 2009 presenter
• Gino Velardi is the runner up for The Fashion Project at Tamarac Sq. – local version of
Project Runway with Heidi Klum
• Hair & Makeup – Click Salon/Charlie Price, Shear Genius reality star
• 303 Magazine – event sponsor and coverage
• Free parking
• Free coat check
• Cash bar
• Free Photo Booth and GetFlipped!
• The Patrick Emerine Band for reception then djK2 rocks the After Party at INVESCO
• AFTER After Party at Wicked Garden on Larimer Sq. – VIP entry, free cover, GV specials
• Ticket includes the Reception, Fashion Show AND the After Party at INVESCO!
• Purchase tickets at http://www.facebook.com/l/b9e45;www.ginovelardi.com
• Stay in the loop www.facebook.com/ginovelardidesigns

See you at the show!
~Rebecca & Gino
--------------------

Gino Velardi Fashion Show | Run-way show in Denver Colorado | Fashion Show Invesco Field | Fashion Show After Party | Kim Olson | 5280 Homes Enterprises

2009.09.21 05:45:19

kolson

Know anyone  currently looking for a home ?  Working with the right real estate agent can make the difference between getting a “great deal” and purchasing a “money pit”.  Recently, I was working with a client that was interested in an established neighborhood in  Centennial .  It was an area that many “fix & flips” are taking place.  Granted, most “flippers” have a good understanding of how to update an older home with the common luxuries most Buyers seek today. 

In this particular instance, the listing agent “talked a good talk” about his “flipper”, but after a 4 hour home inspection and a 3 day follow-up with electricians, plumbers & roofers; we found that there was approximately $22,000 worth of repairs that needed to be done before this property would be fit to close.  Although upon initially viewing the property it appeared to be a good renovation; it was determined that all of the “assets” expressed in the remarks about this home fell far short of accurate. 

Selling homes in Centennial | Selling homes in Denver | 5280 Homes Enterprises llc | Kim Olson | centennial real estate agent | Denver real estate agent | Home Flippers in Denver | Home Buyers in Denver | Home Investors in Centennial Colora | Home Investors in Denver | Home Flippers | Buyer Beware

2009.08.31 19:09:28

kolson

This came in the form of an email to our office today!

Kind of a big deal. Over 4,500 Denver mortgage brokers had their licenses revoked today.
Make sure you’re not working with a Broker operating illegally. Below is a link where you can search for their status by name.
Because of this, lenders are verifying the status of Colorado brokers. If they are not compliant they are automatically declining the loan.
If you find yourself in an emergency situation remember I have 24 hour underwriting, and can pull docs within 72 hours.

I hope you had a great weekend, don’t forget to remind your first timers that they need to close by November 30th in order to receive the $8,000 tax credit.

Please let me know if there is anything I can do for youJ

(see below)

Kevin Green
Sr. Loan Advisor
American Liberty Mortgage
303-458-3778 Ext 217
303-433-4904 Fax
720-982-9918 Cell
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
www.almortgageinc.com

Colorado mortgage brokers | denver mortgage lenders | mortgage brokers in colorado | denver home loans | homes loans in denver | Kim Olson | 5280 homes enterprises ll | Denver real estate | real estate in Denver | mortgage brokers license revoked in

2009.07.27 22:03:04

kolson

I thought you might like to know more about "$8,000 Tax Credit -- How much Time is Really Left?" click below to find out more!
Click Here For $8,000 Tax Credit -- How much Time is Really Left?

Steven K. Terlau
Certified Mortgage Planning Specialist
Cherry Creek Mortgage Company
Office: 303-452-4698
Mobile: 303-929-8152
Fax: 303-484-6559
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
www.TheTerlauTeam.com

Are you Ready to Look For A Home?

This e-mail address is being protected from spambots. You need JavaScript enabled to view it Call Kim Olson at 303.917.6402

$8,000 First-Time Home Buyer Tax Credit

$8000 dollar tax credit | who qualifies for $8000 tax credit | home loans | Steve Terlau | 5280 Homes Enterprises | Kim Olson | Corrine Prange | First Time Home Buyers | real estate agents in Denver | Denver real estate agents | homes for sale in Denver | Denver homes for sale

2009.07.25 07:42:14

kolson

Good Afternoon,

Although rates improved mid-week, the markets gave back most of the improvement and rates once again are about the same as last Friday.

Rates for the weekend:

FHAs and conforming conventional loans are ranging from 5.250% to 5.875%.

Jumbo fixed rates are around 6.25% with the 5 year ARM around 5.125%

CHFA rates for their 1^st and 2^nd mortgage are unchanged and currently 6.500% with only $1000.00 investment from the buyer.

I will be available this weekend if you have any questions or need someone pre-qualified.

Thanks and have a great weekend!

Steven K. Terlau
Certified Mortgage Planning Specialist
Cherry Creek Mortgage Company
Office: 303-452-4698
Mobile: 303-929-8152
Fax: 303-484-6559
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
www.TheTerlauTeam.com

Want to know what your home is currently worth?

Looking for your next home?

 

mortgage rates | interest rates for home mortgages | rates for home refinancing | refinancing home loan | Steve Terlau | Cherry Creek Mortgage | 5280 Homes Enterprises | Kim Olson | Corinne Prange | The Denver Real Estate Agent | Homes in Colorado | homes for sale in Denver

2009.07.21 08:51:51

kolson

Yes...you read that correctly.  There is a 2 bedroom, completely renovated, loft going to auction in Denver on August 5th.  What does that mean to you...well, when an auction is "absolute"...it means that it WILL SELL, regardless of what the highest bid is!

This is a 1938 s/f main level loft that is particularly well laid out.  Of course it offers the same feeling of traditional lofts with the distinct difference of the second bedroom being located on the lower level.  If that wasn't enough, there is second "private" entrance to this bedroom...making this place perfect for "room-mate" situations.

We all know how costly parking can be in downtown Denver...but this property comes with a "Deeded parking space" situated in a gated parking lot.  You may not know this...but parking spaces alone can go for as much as $15,000 in some cases!

You have no reason not to call me to represent you at this event!  My years of previous experience representing investors at property auctions goes back to 1997...so call me and let's get you prepared for purchase! 303.917.6402 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it -Kim Olson

5280 Home Enterprises is a cutting edge real estate company that represents Buyers, Seller, Investors, Developers & Property Owners (property management) with every aspect of their real estate needs.  For instance, do you want to know how much your home is worth?

Click Here To See The Video of This Loft!

 

Downtown Denver loft for sale | Ballpark Loft Auction August 5th 20 | Loft for sale denver colorado | Absolute Auction downtown loft in D | Kim Olson | 5280 Homes Enterprises | Thedenverrealestateagent | Corrine Prange | real estate for sale in Colorado | Colorado real estate for sale

2009.07.18 05:18:24

kolson

Recently I attended a "Broker Open" downtown in the Ball Park area of LoDo.  It was an amazing event with a wonderful turn-out, but the real highlight was the delightful local chef by the name of Kerry.  She is Denver's very own "Personal Chef"!

I never really thought about hiring a personal chef, but after discussing in some detail all the amazing services she offers...I am sold on having her WOW my friends at some upcoming events I have on my calendar.

I absolutely love the idea of Kerry's "Romantic Dinner for Two", which is a gourmet dinner served in your very own dining room. What's better than a relaxing evening at home...candle light...flowers & Barry White in the background (hint hint guys...this is a great way to impress your lady).

Do you know someone that has recently had a baby?  Well Kerry also offers  the "New Parent Package" which provides 2 meals of four servings (8 total) plus breakfast and grocery shopping for the entire week...it's a perfect gift for the "Dad"!

Hey Ladies...do you and your girlfriends need a "Girls Night"?  Kerry offers appetizers and specialty drinks for 20 people or less...and it's cheaper than a night out on the town.

Of course, Kerry's Kitchen offers several other packages...so if you have something special in mind...give her a call at 303.263.6786 or visit Kerry's Kitchen/ This e-mail address is being protected from spambots. You need JavaScript enabled to view it

 

 

romantic gifts | romantic evening | party catering | catered events | dinner parties | new parent baby gift | girls night | romantic dinner | Denver Colorado Personal Chef

2009.07.06 12:11:17

kolson

I know this may come as a "shock" to some, but I have Buyers for the "Uptown/Downtown" area of Denver that haven't been able to find the right place for them.  They are relocating from the western slope and are ready to write a contract on a place by the end of July!  We have seen several properties in the last couple of weeks, but as soon as they are ready to write an offer...the home is "under contract"!

Yes, you read right...our housing market is most definitely "heating up" and I want to find the right home for my clients.  So this is an "all call" to those of you considering putting your home on the market this summer.  5280 Homes Enterprises encourages anyone in the process of "interviewing" real estate agents to contact us at 303.917.6402, Email or Twitter we want to speak with you.

If you are concerned about market values in your area, we encourage you to take advantage of our "Market Wizard" website...it will provide you with a general idea of what homes in your area are selling for currently.  Please don't delay, we only have a couple of weeks left to find the perfect place!

 

for sale by owner in Congress Park | Denver Townhomes for sale | condos for sale in Denver | homes for sale in Denver | Home Buyers in Denver

2009.03.13 06:38:52

kolson

Country Club Traditional with a Modern Flair!

 

 

Own a home south of the prestigious  Denver Country Club and just a few blocks

from Denver's glorious  Washington Park .

2009.03.13 02:06:51

kolson

 

 

Are you looking for the perfect place to live? Talk about impressive...

this two Master Suite two bathroom pad is a corner unit at  Lincoln Square Lofts .

Open floor plan is accented by an abundance of natural light, but best of all...you have smashing views of the mountains. In addition, loft comes with one covered garage parking space and access to fitness center, Jacuzzi, pool & is literally across the street from the Denver Light Rail. Easy access for I-25...minutes from the  Denver Tech Center and  Castle Rock . Situated a couple of blocks from indoor skydiving, bowling, indoor driving range, indoor tennis facility,  shopping & an abundance of  dining establishments. The Loft is sold "Fully Furnished" for $350,000 or $322,500 unfurnished. Owner will consider a "Corporate Lease". Either way, you're going to be living in one of the trendiest places in town. This Loft isn't going to be on the market long, so call today to set your appointment to tour the property! For information on this Loft call or text  Kim Olson at 303.917.6402/ This e-mail address is being protected from spambots. You need JavaScript enabled to view it .